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Shared Ownership

Shared ownership schemes are provided through housing associations and allow you to buy a share (25% to 75% of the home’s value) and pay a small rent on the remaining share.

You’ll need to take out a mortgage or use savings to pay for your share of the home’s purchase price.

If you are interested in any of our Shared Ownership homes or have any questions please contact Lynne on or call 01452 833151.

All applicants must be registered on the Help to Buy South website, which can be accessed by clicking this link.

Available Shared Ownership Homes 

Newland Orchard Logo

Parklands Orchard (Whitminster) - 2 Bed Bungalows and 3 Bed Houses

Set on a small new development of just 31 homes in the quiet village of Whitminster, these Shared Ownership homes are within close distance of Gloucester, Stroud, Bristol and other transport links. The high spec homes will be fitted with an integrated oven, hob and extractor fan as well as vinyl flooring in the kitchen and bathroom and gardens will be fully turfed.

2x 2 Bed Bungalows are valued at £250,000 (available in March)

2x 3 Bed Houses are valued at £300,000 (available in April)

For more information on these properties please email Hayley at Michael Tuck on or call 01452 726443

  • Purchase a 40% share and rent the remainder (3 bed house will be a mortgage on £120,000 and monthly rent of £375 and 2 bed bungalows will be a mortgage of £100,000 and monthly rent of £312.50)
  • Minimum savings required of £7,000 for deposit and associated purchase costs (2 bed bungalow)
  • Must be in a position to raise a mortgage or the funds to purchase the share
  • Household income must not be more than £80,000 p.a.
  • You cannot already own a property but can have owned one before

Benefits of Shared Ownership

  • Allows more people to own a home, when they probably couldn’t otherwise
  • The overall cost per month is cheaper than paying a full mortgage
  • You can own the amount that suits you from 25% – 75% depending on the money you have available

Can you afford the property?

You need to work out what you can afford to pay for a mortgage and rent per month in advance. You should ask yourself the following:

  • Are you in a permanent job, and is it reasonably secure?
  • Do you earn enough to pay off the mortgage, rent and any other responsibilities that you have?
  • Would you be able to meet any increases in your monthly payments if mortgage interest rates and your rent were to go up?
  • How much will you have to pay for your legal fees, disconnection and re-connection charges and removal costs?
  • How would you pay your rent or mortgage if you were unable to work?
  • Are there any hidden costs that you are unaware of?

Buying a property is a serious financial undertaking and anyone considering Shared Ownership should seek professional financial advice.

Future Shared Ownership Homes

We are also building many more properties for Shared Ownership in Gloucester and the surrounding areas. Please register and set up new property alerts with Help to Buy South by visiting their website by clicking this link.