The Rental Exchange

The Rental Exchange is a way for tenants’ rent payments to be counted towards their credit score in a similar way to mortgage payments are for homeowners. The scheme is a way to strengthen your credit report without you needing to take on new credit. It enables us to share details about the rent you pay with Experian on a monthly basis. This is then included in your credit report, meaning you will be recognised for paying your rent on time.

How will I benefit?

The Rental Exchange helps you create an online history of your rental payments. It’ll prove to companies that you’re a reliable potential customer by proving who you are and where you live.

Having additional information on your credit file can make it quicker and easier to:

  • Open a new bank account
  • Get a new credit card
  • Have a loan application approved
  • Shop online
  • Arrange a better utilities tariff, or qualify to pay for gas/electricity via a non-prepay tariff
  • Receive better mobile phone rates
  • Apply for a mortgage

How does it work?

Have questions about the Rental Exchange? Take a look at the FAQ’s for the answers. Rental Exchange FAQs 

What happens to my data?

Find out how The Rental Exchange and Experian comply with GDPR in order to protect your data. GDPR FAQs

YES - opt me in

Opt in to The Rental Exchange scheme
Use this form to opt in to The Rental Exchange - a secure database held by Experian which is a way to strengthen your credit report
By ticking this box, I authorise Gloucester City Homes to share my rental payment information with The Rental Exchange.

Changed your mind?

Opt out of The Rental Exchange scheme
Use this form if you have already joined The Rental Exchange and no longer wish us to share your rental payment details.
By ticking this box, I instruct Gloucester City Homes to stop sharing my rental payment information with The Rental Exchange.