The Government are introducing additional welfare reforms all the time and the benefit system is becoming more complicated than ever. GCH’s Tenancy Sustainment Team can check your circumstances and support you to ensure you don’t lose out on any money. The latest reforms are now including those of pensionable age and it’s important to be aware of how this could affect you.
Mixed age couples
If you are part of a couple where one of you is working age and your partner is Pension Credit age, from 15th May 2019 you will no longer be able to make new claims for Pension Credit and/or Housing Benefit and will instead have to claim Universal Credit.
In addition if you are claiming Pension Credit and/or Housing Benefit and you form a relationship with a working age partner, this change will trigger the end of your Pension Credit and/or Housing Benefit claims and if you need a financial top up it will mean a new claim for Universal Credit.
Unfortunately the benefit rates for working age persons are significantly less than the pension age equivalents and therefore couples could be losing out on over £7000 per year. This also means that under Universal Credit you could be subject to :
- Bedroom Tax,
- Benefit Cap,
- Less generous temporary absence rules,
- Less generous savings rules,
- Less generous eligible service charge rules
- If they are responsible for children, they can have extra amounts in their Pension Credit and there is no Two Child Limit rule
But don’t panic – To get your very own benefit check, please give our friendly team a ring on 01452 833217 or you can send us an email firstname.lastname@example.org and we can arrange an appointment to discuss this with you.